Wells Fargo Corporate Banking Relationship Manager 1 in San Jose, California

At Wells Fargo, we have one goal: to satisfy our customers’ financial needs and help them achieve their dreams. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wholesale Banking provides financial solutions to businesses across the United States and globally, with annual sales generally in excess of $5 million. Our 9 major business lines include Business Banking, Middle Market Banking, Government and Institutional Banking, Corporate Banking, Commercial Real Estate, Financial Institutions Group, Wells Fargo Commercial Capital, Wells Fargo Securities, and the Investment Portfolio. We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.

The Corporate Banking Relationship Manager 1 will focus on structuring and executing transactions in support of more senior staff.

  • Independently performs financial modeling/projections, credit analysis involving complex and diverse information, and industry/business risk analysis in support of loan structuring decision making activities for medium and large corporations

  • Researches, examines and interprets customer portfolio, competitors and related TMT industry sectors in order to prepare a comprehensive credit report opinion

  • Reviews and interprets credit policies and procedures and incorporates requirements into credit analysis, observations and lending recommendations

  • In support of more senior staff performs credit underwriting which accounts for all risk factors and providing risk rating recommendations

  • In support of more senior staff, monitors and maintains an existing loan portfolio which includes ongoing interpretation and analysis of financial information to determine borrower performance and compliance

  • Communicates with cross-sell partners (including TM, FX, DCM or IB) and prepares materials for prospective/client presentations

  • May participate in presentations to senior management and /or client calls

  • May complete selected professional development training through Wholesale Banking Financial Analyst Program (FAP)

/Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements./

Required Qualifications:

  • 1+ year of account relationship management experience, credit management experience, or a combination of both

Desired Qualifications:

  • Ability to work in a fast-paced deadline driven environment

  • Excellent verbal, written, and interpersonal communication skills

  • High level of initiative and accountability

  • Intermediate Microsoft Office (Word, Excel, and Outlook) skills

  • Strong analytical skills with high attention to detail and accuracy

  • Strong organizational, multi tasking, and prioritizing skills

How to Express Interest in This Job: Wells Fargo invites you to apply for this job at https://employment.wellsfargo.com/psp/PSEA/APPLICANTNW/HRMS/c/HRSHRAM.HRSAPPSCHJOB.GBL?Page=HRSAPPJBPST&FOCUS=Applicant&SiteId=1&JobOpeningId=5393232&PostingSeq=1.

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.